Lakshmi Sushma Daggubati, Product Manager at Mastercard, has a unique knack for taking financial services problems and transforming them into industry-changing solutions. She’s known for pioneering user-centric payment solutions and stands out as a visionary within the digital payments sector. She employs a comprehensive approach to product lifecycle management that is deeply embedded in user-centric growth strategies, and this has propelled her to the forefront of innovation in the payments domain. Some of her finest ideas - which she holds patents on - include: Method and system for storage/transfer of verified data via blockchain, Database system architecture for refund data harmonization, Systems and methods for automatic bill enrollment. Sushma's technological contributions in the realm of financial technology are having a major impact on the landscape of the industry. Her focus on enhancing payment technology and streamlining financial transaction services has been pivotal in driving innovation in a sector that is critical to global economic activity. Sushma's advanced solutions in transaction processing are key in addressing some of the primary challenges faced by the industry, such as security, speed, and efficiency of transactions.